The market is waiting for something. If interest rates are going down, the newest popular market obsession, when will they actually go down?  When will the Fed start the interest rate cuts, since everything seems to follow lock step with their interest rate policy?  Sure, rates have dropped some around the periphery.  30-year fixed mortgage rates have come down.  The national average is around 7%, and that’s a far cry from the 8% rates just a month ago, but we are talking drops around the margins. Compare this monthly mortgage rate on a $800,000 home today at $5322.  That same … Read more