CTO / Full-Stack Developer – AI Financial Services Platform

CTO / Full-Stack Developer – AI Financial Services Platform

Company: The Insomniac Hedge Fund Guy

Location: Remote / Hybrid (Utah or Bay Area preferred)

Compensation: Competitive salary + equity (from 20% option pool)

Reports To: Founder & Chairman

About Us

We’re building an ecosystem of AI-driven financial chatbots — each with its own personality, domain knowledge, and task capabilities — designed to revolutionize how people interact with financial services.

Our platform will feature multiple AI agents (e.g., Financial Planner, DIY Investor, Female Customer Chatbot) that share a common LLM brain, RAG domain layer, and secure memory system, enabling personalized, compliant, and interactive financial experiences.

Think: AI financial planners with personality, connected to real workflows.

Role Overview

We’re seeking a hands-on Full-Stack Developer / Founding CTO who can architect, integrate, and scale our AI agent platform — bringing together LLM frameworks, RAG pipelines, SDKs, and financial APIs into one seamless system.

You’ll be the technical founder responsible for turning a working concept into a production-ready, compliant platform that can handle thousands of financial conversations securely and intelligently.

Key Responsibilities

  • Platform Architecture
    • Design and implement the end-to-end system that connects multiple chatbot agents to a shared LLM, RAG, and memory layer.
    • Build secure data flows between chat history, compliance dashboards, and third-party SDKs (IBKR, Schwab, Salesforce, Wealthbox).
    • Develop APIs and middleware for task automation (lead gen, onboarding, scheduling).
  • Integration & Development
    • Implement RAG (retrieval-augmented generation) modules for financial domain knowledge.
    • Integrate authentication, data storage, and analytics (OAuth, Google Analytics).
    • Create APIs for financial data retrieval, client onboarding, and trading functions.
  • Product Leadership
    • Work with the Founder to define product roadmap and technical milestones.
    • Evaluate AI frameworks (LangChain, LlamaIndex, OpenAI APIs) and select the right stack.
    • Manage outsourced specialists (animators, UI/UX, AI engineers) as team scales.
  • Security & Compliance
    • Implement 5-year retention and compliance dashboards (date, time, summary logs).
    • Design systems with encryption, access controls, and audit-ready data flow.
    • Maintain adherence to SEC/FINRA guidance for financial education and data storage.

Technical Stack (Preferred Experience)

  • Languages: Python, TypeScript, Node.js
  • Frameworks: LangChain, FastAPI, Next.js, React, LlamaIndex
  • Databases: PostgreSQL, Pinecone/Weaviate (vector DB), Redis
  • APIs/Integrations: IBKR, Schwab, Salesforce, Wealthbox, OAuth2
  • Cloud: AWS or GCP, with S3 + Lambda + Secret Manager
  • AI/LLM: OpenAI GPT-4o / Anthropic Claude / OpenRouter models
  • Other: WebSockets for chat, Google Analytics, security best practices

Qualifications

  • 5–10 years of full-stack software development, i
  • Optional- experience working with  fintech & AI startups
  • Deep experience integrating APIs, SDKs, and databases into scalable systems.
  • Experience with conversational AI (chatbots, LangChain, vector search).
  • Familiar with compliance, logging, and audit frameworks for regulated industries.
  • Strong product sense — can translate financial workflows into intuitive UX.
  • Startup mindset: comfortable building quickly with precision and autonomy.

Personality Fit

  • Believes AI agents will redefine financial services.
  • Comfortable in ambiguity, thrives in creation mode.
  • Passionate about building a secure, compliant, AI-first platform.
  • Excited to be an early builder, not just an engineer — a co-creator of a movement.

What We Offer

  • Compensation & Growth Initial Stage (Demo Build): $135K–$165K/year.
  • Future: Opportunity to convert into a full-time role with equity participation. 
  • As an early hire, potential to advance into CTO-level leadership as the company grows.